Chase business credit card reddit. Or check it out in the app stores .
Chase business credit card reddit But for amex, I have received the card number, a temporary expiration date and temporary CVC before the card arrives and I can use the card online. If you've gotten any Chase card in the last 30 days. I can't reach them because they went out of business. You can apply for a business credit card if you consider yourself to have a business. Chase took time to reallocate credit from other business cards to my new business card, all before letting me know that I was approved. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is Call (800) CHASE-38 (800) 242-7338 and request your personal accounts be added to your Chase Business Online profile. The new business card is not listed in personal account. ”According to various data points, some Chase customers are seeing business credit card offers, denoted with a black star, when they check for “Just for you” offers. Not really finding the perks worth it, but I do use the plat travel on occasion for I've been considering a Chase business credit card for a while and this platform has been so helpful throughout the process. With Chase supposedly lightening up on business apps, I decided to apply for the CIC, but sadly was given the "We need If you care to read the full story behind this call, here's the link to my previous post. 835 score, low CU and only 1 pull and 1 new card last two years. Chase business cards do not get the fee A subreddit for discussing credit cards. I recently applied for the BIU card and got approved as a sole prop. Reselling can be anything from a casual hobby to a full-time work - only you know whether it's a business to you. Reply reply I applied to for the chase cash ink business credit card on April 26th in a branch because I have an ITIN. ) Get the chase Ink Preferred first. My favorite cards for cell phone protection are the Amex Platinum and Business Platinum cards -- they don't give me any hassle, and their coverage is applicable for cracked screens (I haven't seen any other cards cover that). Hey all, when applying for a Chase Business card, they ask for the business's EIN but also for your SSN in the personal section. " Some background of me to help: I am a chase customer since 2018 Current cards: - CFU $15,300 Limit, Oct 2019 - CSP $17,300 Limit, March 2023 Why Chase Business cards? They don't add to 5/24. My personal credit is around 690 fico score, and business have a B Experian score according to NAV, no pay Paydex score yet but I just started using Net 30 from Uline. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable I'm somewhat new to the credit card points game, and i always hear people talking about opening business cards as you can do being sole proprietor, doesnt report to personal credit, etc. 80K points bonus is worth Have worked in multiple levels of different major banks for a long time: if you don’t have any hard cash in checking/savings/money market with chase and you continue to do charge backs/disputes as a purely credit card holder in their system, you will be flagged for abuse because you’re abusing the disputes/claims option built into the card as a cardholder benefit. She was hoping to use the card to make an upcoming expense of 5300 but assume that the transaction will get declined. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. The card I WANT to get is the Chase Ink Business Preferred, which has a 100k SUB and 8k spend requirements. Members Online. Technically, while the wording on the card page does mention 24 months, in practice if Chase is willing to extend you more credit, you can keep getting sign up bonuses on the Ink cards even if you already have one or have gotten the bonus less than 24 months ago. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to Btw, the 50% income to Chase credit limit is a soft rule. My monthly spend would be $350($4100yr) with some rental car costs added in maybe an extra $1500 a year. You could get either CSF/CSR or Chase Ink Preferred Business (CIPB) credit cards for your travel transfer credit card and then CICB and CIUB Having and using a business credit card has no bearing whatsoever on your tax liability or filing requirements. We’ll review your Ink Cash Business Credit card application and be in touch soon. On Amazon's credit cards page, there's 3 cards that offer 5% cashback (all requiring Prime for 5%, otherwise 3%): Amazon Prime Rewards Visa Signature Card by Chase. I opened 6 Hello, I have the following Chase Business cards. UPDATE: Called business ink credit card customer Get the Reddit app Scan this QR code to download the app now. Was told to call Chase. Will this affect me at all? I got an email on Saturday April I, like you, would prefer to avoid multiple credit cards and was planning on just 1 Amex and then 1 primary travel Visa (CSR). I have a personal credit card with them and logged in to apply. I think the Ink business cash is one of the best (if not the best) Chase business card out there. From what I've read here in posts, I thought that when you apply for the business credit cards, yet, I have applied for the premier (last month) and unlimited (this month), and both times I got a notification View community ranking In the Top 1% of largest communities on Reddit. Or check it out in the app stores Do anyone knows which is the best number to put in annual business revenue in a business credit card application, to get the highest limit possible without getting requested proof of income? Amex gave me 10k on my BBP and Chase gave me 3k on So my take on this problem was based around what SUBs require the most minimum spend where I wouldn't normally hit them organically. Trying to find one maybe with cash back or good points for this lower spending bracket. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. TL;DR - Applied for SW biz credit card. I’m looking to apply online first. First, I was not even considering applying for this card because I'm over 5/24. Chase ironically is the best general personal card issuer IMO, lots of their cards have long-term staying power. I have BOFA business cards and AMEX business cards. Get the Reddit app Scan this QR code to download the app now I recently applied for a Chase business card and it is "In review" which doesn't sound good. Get the Reddit app Scan this QR code to download the app now Personal Spending on Chase Ink Business Credit Cards . upvotes Don't fall for the marketing end of credit cards. Card has not been added yet to my Chase app so I think I’ll be denied but we’ll see. Some hit your personal credit. Thoughts on: Chase Ink Wells Fargo Signify Amex Blue Any others to recommend? Been thinking of getting a Chase Ink bussiness card for my photography side bussiness I'm thinking of starting. Maybe the reason your app is in review is because for income they want you to estimate what you think the Currently, chase doesn’t seem to care very much. down for too many applications. Your new credit card is approved" "Your new Chase Ink Business Unlimited credit card (xxxx) and welcome kit are on the way and should arrive in 3 to 5 business days". The application page said I'd get a decision letter in 7-10 business, however the confirmation email received while applying said in 30 days. The community for Old School RuneScape discussion on Reddit. Hi, I'm at 4/24, and I'm gearing up to apply for my next card. DoC doesn't look to have a list (or maybe I'm typing the wrong item into search). We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on I just got approved for the baseline 5k on the Business ink preferred after waiting about 2 business days for a decision. That brought me to Chase Ink Preferred and Chase Hyatt, both requiring $15k spend. I anticipate on spending about 3000-5000 a month initially. Hello, I have the following Chase Business cards. Just got the card yesterday, and reading through the literature, it says that the card is to be used for business purchases only. Credit score around 780. I've looked at the following 3 resources, and while very similar, all Get the Reddit app Scan this QR code to download the app now. frequent my Chase applications are, would applying for the Ink Business Cash/Unlimited come September be a poor choice? Get the Reddit app Scan this QR code to download the app now. I was nervous given my current credit score but I was way under the 5/24 rule and my utilization on my open cards are 30% or lower. No cashback or whatever, good experience but I haven't had much interaction. Many others (including myself) are above the 50% income to credit limit ratio. - 6488317 I’m wondering if for the sole purpose of the welcome offer if the business preferred is the route to go as I would get 100,000 chase points instead of 75,000 with the business unlimited - if I can hit the spending requirement of 8,000 in 3 months. Chase business credit cards won't show up in personal report (unless you default the card), so it won't affect your 5/24 status. If you accidentally miss reporting a business expense and pay more taxes the IRS is not going to care. I have tried multiple ways. First, I'm looking at applying for the Chase Ink Business preferred, which I believe doesn't affect my 5/24 as it's a biz card. I'm looking to apply for the Chase Ink Business Cash card soon, and I heard that there's a hard 1 card per 30 day rule for business cards. Only the Ink Premier earns strictly cash back, while the other 3 is cash back/UR points. Apply for a Chase Ink or Capital One Spark Chase is my favorite credit card issuer but has been the hardest to get approved for for me, I have the Csp, freedom flex, ink cash business and Hyatt business, they get easer to get once your in to the system. Help Needed / Question I have a thin credit history of 7 months now (740 FICO) and is interested to open a Chase Ink Business Cash to pay for the upcoming IRS. Not sure if this was a follow-up to approving my new business cards or just a broader adjustment (i. 90,000 URP - Chase Ink Business Cash® Credit Card - Acceptance based on Circumstance Question Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. Furthermore, they treat personal and business credit limits as two separate entities- as business credit limits can reach upwards of 20-30k (base on revenue and age of said business). com" or "site:myfico. San Diego is adding a Chase Sapphire lounge, so that is my draw to them over Captial One (really like banking with Capital One). The definition of business is up to you (and for the lender to accept or deny, of course). I also have a card with Chase where I’m an AU that is Get the Reddit app Scan this QR code to download the app now. Chase Ink Pref - 12/1/2023 Approved Chase Ink Business Cash - 1/8/2024 Approved I am nearly done with both of their SUB requirement and I want to apply for another Chase business credit card for United. 4. I’m a chase banking customer so they already have all my info on file. Back in May I created the Chase business complete checking account, the only way to apply for the ink premier is with a business relationship manager and the complete checking is the cheapest bank account that gives access to a relationship manager, it has 0 fees if you keep A subreddit for discussing credit cards. As you are 4/24 you could apply for a Chase personal credit card and two Chase business credit cards. Or check it out in the app stores The business has 1 year worth of tax records but never taken credit cards out in the business name. They definitely don’t care. My current cards are: CSR: 10k limit CFU: 8. They will be checking my credit. I've posted here recently about Chase's new credit scoring model for businesses (based on FICO Bankcard 2) and, from direct discussions with Chase business credit underwriters. Personal Income 200k. If your personal and business accounts are linked under the same login, you can just go to the UR portal and combine points to transfer to the Sapphire Preferred. I submitted an application for the Chase Business Ink Preferred about 2 weeks ago now online and got an email saying my application was being processed. I was denied once despite having a year’s worth of credit history and a Discover It and an Apple Card. Chase Ink Preferred - Applied & recd in Jan'20. - I know CIP has a 24 month rule from the time we got the last SUB, is there a similar rule for CIU, CIC too? Get the Reddit app Scan this QR code to download the app now Personal Spending on Chase Ink Business Credit Cards . It only offers a 1. com", I know some threads and posts will pop up As I understand, Inks dont count towards 5/24 since theyre business cards and Chase doesnt report business cards to personal credit reports. Unfortunately no Hi there, I was recently in the market for a new business credit card but I don't want to have a Hard Pull on my Personal Credit Report. Does amex do a soft pull for business cards as well (if I'm only currently a personal customer)? Current Chase Cards: Freedom Unlimited (10/6/2020); Sapphire Preferred (opened 2/20/22); Ink Business Cash (10/19/2022); Freedom Flex (12/8/22) Applied today 2/23/23 and was denied for having too may applications in 12 months and too many recent applications. They are literally telling you this is insufficient to justify the issuance of another business credit card. Chase 7-10 processing days to approval? I recently applied for a chase card (non 5/24) and didn't get auto approved, and was So I have recently decided I want to get a Chase Ink card but my “business” isn’t one that would generate enough spend for the SUB (the whole reason I’m applying). Used to get chase business ink, gold, premier, plum, plat (still do)etc etc. I'm currently under the 5 card rule for Chase (2 cards in the past few years), the CFU approved on 1/7/21, and the CSP approved on 3/29/21. You need to be under 5/24 when signing up, but after that they don’t count against it. But, are they Ink cards tend to take longer. I have an excellent credit score and a relationship with Chase Bank. Best chase hotel keeper card? upvotes What are the best banks + business credit card for my LLC? upvotes Called chase automatic line, didn’t get a answer so I called today to speak with a person which forwarded me to a application specialist who helped pushed the pending app. I recently applied for the Chase Ink business cash and received an email stating I was approved and the card would arrive in 5 to 7 business days. Why won’t they talk to me? Yes, you can get all of the different Ink products. Looking for a business credit card. I'm trying to figure out what the best card for Amazon is. Just applied for a chase business credit card and totally had a brain fart moment. Consider applying for personal business credit cards as a sole proprietor. I've heard 3k is the standard limit that Chase gives for applicants with no business credit history so not too surprised about that. You could get either CSF/CSR or Chase Ink Preferred Business (CIPB) credit cards for your travel transfer credit card and then CICB and CIUB Get the Reddit app Scan this QR code to download the app now. Business cards don’t take advantage of business owners not reporting to personal bureaus is a tremendous help to most business owners. " Some background of me to help: I am a chase customer since 2018 Current cards: - CFU $15,300 Limit, Oct 2019 - CSP $17,300 Limit, March 2023 This thread is discussing the former (putting personal expense in business credit card). You can get a business credit card even as a sole proprietor with no business revenue yet. I have the Chase Ink Business Cash Card and I pay my personal cell phone bill and home cable/internet bill with it (along with my business expenses of course)gotta take advantage of that 5% You have a 3 year old business that generates $2700 per year, probably no business deposit relationship to speak of, and another Chase business card. You'll get a denial unless you haven't gotten ANY (personal or business) Chase cards in the last 30 days. Thoughts on: Chase Ink Wells Fargo Signify Amex Blue Any others to recommend? A subreddit for discussing credit cards. Sometime last week they mailed me a letter with a handwritten “application” of sorts that they wanted me to fill out and fax over to them and it just included some name and address information as well as my company’s EIN If you own a business, get the Chase Ink Business Cash. I am a chase guy through and through. com Store Card by Synchrony. The bar is set low for Chase business cards. github. For anybody who hasn't started their Marriott journey yet - the general strategy to hit up all the useful cards is to start with the Chase Boundless and Bountiful, get the Amex Business and Brilliant 24 months after receiving the Boundless/Bountiful bonuses. SUB recd in Aug'22. About $1,000,000+ annual spend and they’ll want to see your books for that sorta stuff to go away. Chase Ink Business Cash or Ink Business Preferred would be the secondary card for phone, internet and rental car costs. r/personalfinance. Known as the Ink Business family, these credit cards earn either A company saved my credit card number for 5 months and charged me 5 times the amount of the service provided. So, first thing to note, your personal cards and business cards go on separate credit reports. Or check it out in the app stores Home Is it too soon to apply for a Chase business card? I know they have a 1/30 rule for their own cards but I wonder if the recent velocity might trigger a denial. Reply reply P2 was approved for Chase ink business unlimited card with a 5k limit. It will still do a hard pull though. However, I have heard Chase can be a bit more stringent with giving business cards to people without a “real” business and asks more questions than Amex. (Already had the Ink Preferred and Cash) It took over a week and multiple phone calls from me and from Chase to finally get the thing approved. I have a 745 score, recently approved for 2 cards, Chase preferred & amex gold, but got rejected A subreddit for discussing credit cards. They don't affect each other. Chase business trifecta. Or check it out in the app stores I never had a Chase business card. Here’s my history: Currently at 4/24 Recent card opening was I recently opened a Chase business credit card. I am nearly done with their SUB requirement and want to apply for another Chase business credit card for United. Get the Reddit app Scan this QR code to download the app now. Otherwise, you cannot. Before I even received my physical card or conducted a single transaction, Chase shut down my entire account. The CSR also typically requires a higher credit score and income level than the Chase Ink Business Unlimited, so it might be the harder of the two to get approved for. Which Ink card would suit me? My main purchases would be camera gear, purchasing or even renting said gear. Business credit card - chicken and egg situation? r/ATT stands with the Reddit community in protest of the API changes. 5% on everything else) Amazon Prime Rewards (5% at Amazon/Whole Foods, but no 0% intro APR offer, also easier to qualify for than "core" Chase credit cards) Ink business cards are talked about, but because they’re business cards with a higher spend, people may be afraid to apply for them or not understand that they can apply for them. I'm currently at 3/24: CSP/CFF - 03/23 PENFED Pathfinder - 04/23 800's Fico Scores, 92k income, oldest account 15+ years View community ranking In the Top 1% of largest communities on Reddit. new and 2. SUB recd in Mar'20. When I applied for my first business card the Chase Ink Cash (Aug 2021), I applied as sole proprietor for “Computer service” , and got denied. I do agree they are easy to get, and would definitely recommend if you can hit the requirement. I have been banking with Chase for about 3 years now, starting with a checking account to now holding 4 of their credit My business recently got approved for a chase ink credit card (2 months ago). Today my Chase Business Relationship manager told me I could transfer the 2-2. Through my research online on applying for a business account I realize it is very hit or miss whether your business will be accepted. I decided to call the application status number and the automated system said 2 weeks. I'm thinking I would be OK applying for this card + the Chase World of Hyatt card at the exact same time? To add to this it is generally fine to mix expenses on the credit card* you just need to keep them separate for tax purposes. In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). My last Ink app was last February. So my main business card is AMEX gold and im looking for a Chase card as my second business card. That said, don’t buy crypto, porn, or cannabis-related things with it. Hi there, I have a question about chase business card rule. The first credit card I received with no credit score/history was a secured card from capital one. Does anybody have experience doing this? Also, how strict do you need to be on business purchases with the card? I've heard of several data points suggesting that Chase has relaxed 5/24 for Ink card approvals -- one of the staff at Frequent Miler and a few credit card youtubers all got approved while over 5/24 in the last 2 months. I had my Wife send me a referral (she gets 40k in points). Any credit card account besides business credit cards. 5% on purchases over $5k, with a yearly fee of $195. Sometime last week they mailed me a letter with a handwritten “application” of sorts that they wanted me to fill out and fax over to them and it just included some name and address information as well as my company’s EIN I just recently started my LLC and applied for a chase ink cash card (my first business card). Now, I'm trying to decide which of the Chase Business Credit Card to apply for. All business cards will require a personal guarantee until you get to the corporate card level. 5 points per dollar spent So I decided to apply for the Chase Business Unlimited just for the 90k SUB. It is good for paying internet/cable and phone bills (5x UR), also get giftcards from office depot I signed up for the Chase Ink Business Cash card a few years ago and hit the bonus at that time and have rarely used the card since so I decided I'd cancel the card and then re-apply and get Why Chase Business cards? They don't add to 5/24. This sub-reddit is an english language friendly discussion forum As Chase business cards gets harder to approve, I'd like to get as many data points as possible on what triggers denials/approvals for those who applied after April 18, 2020 so that we can all help out the credit card community and those who want to benefit from these cards: Get the Reddit app Scan this QR code to download the app now. La plimbare pe Plaiul Foii, Zărneşti. However, im always uncertain as to how fulfill the SUB, lets say for example you tutor online, you qualify as (sole proprietor) but you will never have expenses to meet the 6k on 3months or If it's not there, Chase will want to "chat with you in person" about your business. So I have recently decided I want to get a Chase Ink card but my “business” isn’t one that would generate enough spend for the SUB (the whole reason I’m applying). Tried to avoid calling, but mistakes were made and I ended up having to speak with biz verification rep. Chase Business switched a new credit scoring model in March (I linked to it then) and their basis is FICO Bankcard Score 2 for their Business credit applications, which has nothing to do with how Chase scores personal credit applications (I bank with Chase Business, and hold multiple Ink cards as well - I actually reviewed my Chase Business Never offered the card number and stuff from Chase before receiving the physical card, so not sure if it’s even an option for Chase. Thought I'd give back by sharing a data point on instant approval for the Chase business unlimited card. 5k limit Amex Plat Chase told me if I want to increase the limit they would have to do another hard pull. Get the Reddit app Scan this QR code to download the app now I just got approved for the Chase Ink Business Card. Amazon credit card 5% back for Amazon purchases Chase took time to reallocate credit from other business cards to my new business card, all before letting me know that I was approved. I've been considering a Chase business credit card for a while and this platform has been so helpful throughout the process. This is the story I got with the same email. Having and using a business credit card has no bearing whatsoever on your tax liability or filing requirements. I recently opened a Chase business credit card. I just run a small business with low expenses (>$25k/yr would be on the card). ” It has been 48 hours now and I haven’t received any follow up notifications and am unable to check the status of my application either as I do not have the application reference number needed to check using the automated status phone number. All the data points I've gathered over the last year indicate all Chase personal credit card accounts opened by an active duty military servicemember or their spouse have the annual fee waived under the MLA law. I have a 745 score, recently approved for 2 cards, Chase preferred & amex gold, but got rejected Then last Friday I called recon and they transferred me to fraud department to verify SSN. Upgrade the Bountiful to the Ritz after getting the Business/Brilliant cards. 5/24 rule applies to Chase business cards and can disqualify you from getting one, but opening one doesn’t add to your 5/24 My gf and I both make around 200k, but we don’t spend crazy, don’t have a business where we’re spending a boat load on credit, we don’t buy business class/first class when we fly. IRS cares about the business expenses you claim on the tax return, it doesn’t care the payment method you use to pay for it as long as the payment method is legit. Can i put personal expenses on it to meet the SUB Yes What are the implications None that are known, unless you have an actual business that you got the card for, and were to try writing off personal charges made on your card as business expenses on your taxes (which isn't a 'card implication', but would be a 'tax fraud implication' if you were to do so). As a note, I already have one card with Chase, which I got in April of this year. Not really finding the perks worth it, but I do use the plat travel on occasion for It depends on the card issuer. If you're not instantly approved, you may need to call Chase's reconsideration So. While Chase offers a robust portfolio of consumer credit cards, the issuer also has a suite of business cards tailored to different companies and expenses. Or check it out in the app stores Can I get the free chase business card with the $900 SUB if I don’t own a business? As I understand it I’d be able to combine the UR points? Applying for Business Credit Cards as a sole proprietor with no business history upvotes So I just got a chase business credit card. That next card approval will always get you more credit. View community ranking In the Top 1% of largest communities on Reddit. This includes gig workers, for example. Chase is my favorite credit card issuer but has been the hardest to get approved for for me, I have the Csp, freedom flex, ink cash business and Hyatt business, they get easer to get once your in to the system. about their $200 instant cash bonus upon approval, and about how they are miles ahead of Amex and Chase and any other business credit card companies many times Ps Divvy reports to all My gf and I both make around 200k, but we don’t spend crazy, don’t have a business where we’re spending a boat load on credit, we don’t buy business class/first class when we fly. Keep in mind that I had several credit cards with Chase at that point and still have no issues getting new Chase cards. Business for 2 years Sole prop in my name Income at $40,000 Expenses at $2,000 Credit score is 733 In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). I sometimes forget to use my Chase cards. I plan to apply to the CIC since i'm going to start a business soon and plan to use the card for the business related expenses. Or check it out in the app stores Chase Business Credit Card . I’m actually getting 6 months of free Disney+ right now because I got an Amex You have a 3 year old business that generates $2700 per year, probably no business deposit relationship to speak of, and another Chase business card. So I decided to apply for the Chase Business Unlimited just for the 90k SUB. Credit Karma: "A new card could help you increase your available credit" - Ignore these BS spam emails. Btw, the 50% income to Chase credit limit is a soft rule. BBentertainment15. Our goal is to Call (800) CHASE-38 (800) 242-7338 and request your personal accounts be added to your Chase Business Online profile. UPDATE: Called business ink credit card customer Get the Reddit app Scan this QR code to download the app now I just got approved for the Chase Ink Business Card. I have the Chase Ink Business Cash Card and I pay my personal cell phone bill and home cable/internet bill with it (along with my business expenses of course)gotta take advantage of that 5% Get the Reddit app Scan this QR code to download the app now Amex gold, chase business ink, southwest business card (enough to get the companion pass). ADMIN MOD Opening Chase Ink Business Preferred Multiple Times for SUB? Help Needed / Question Hello We'll review your Chase Ink Business Preferred® credit card application and be in touch soon. Amazon credit card 5% back for Amazon purchases Also Chase IHG Credit card has the fee waived for me as well. Our American Express card has a $250 annual fee. Chase Business Credit Card . Amazon Business Prime by American Express A subreddit for discussing credit cards. I'm somewhat new to the credit card points game, and i always hear people talking about opening business cards as you can do being sole proprietor, doesnt report to personal credit, etc. Then I remembered that business cards don't show up on your personal credit and would allow for me to continue gardening for the VX while still working on a SUB. Use most of the point for travel, hotels, and rental cars. Since Staple currently has a promotion on mastercard gift card without activation fee, I have been buying up about $2800 worth of gift card to meet minumum spend. theverge Get the Reddit app Scan this QR code to download the app now I recently applied for a Chase business card and it is "In review" which doesn't sound good. 5 points per dollar spent Get the Reddit app Scan this QR code to download the app now. theverge my cards: chase freedom, sapphire metal card, amazon visa card, AMEX gold, AMEX blue haven't signed up for a card in the past year, not sure if this info is important but just mentioning Thank you for your time and help. I recommend getting the following cards over time. Plan your budget. Or check it out in the app stores A subreddit for discussing credit cards. I have been banking with Chase for about 3 years now, starting with a checking account to now holding 4 of their credit I'm trying to figure out what the best card for Amazon is. - I know CIP has a 24 month rule from the time we got the last SUB, is there a similar rule for CIU, CIC too? I've had this card for nearly 10 years and was looking at the Chase Ink Business Premiere which is a 2% plus 2. Have a marketing and comms business, no current credit cards. I want to apply for more Ink's now considering the bonus and have the following questions : - Is there any impact of closing business cards? I assume no, but seek thoughts. If you have a "business" credit card and it says your company name AND your name it's not a business card that reports. I've looked at the following 3 resources, and while very similar, all So my main business card is AMEX gold and im looking for a Chase card as my second business card. I'd offer doing a web search for your code with a "site:reddit. I put my personal address under my “personal info” and then put my biz address under “business info” . I also have a card with Chase where I’m an AU that is A subreddit for discussing credit cards. It's been open 3 years or so now, they've upgraded my limit to $2000. After closing out the application screen tab, I received this email: "We'll review your Chase Ink Business Unlimited credit card application and be in touch soon. The “business” part refers to the fact that it is a credit card specifically for businesses, and you must be a business to apply for and receive it. Yay! (~90% utilization), let the utilization report (won’t affect credit score since it’s a business card), and pay off the statement balance in full. I have 3 credit cards with me now. 5% cashback spread for all categories (while Ink Cash focuses heavily on certain expense categories) I got myself 4 Chase Ink Business Cash As Chase business cards gets harder to approve, I'd like to get as many data points as possible on what triggers denials/approvals for those who applied after April 18, 2020 so that we can all help out the credit card community and those who want to benefit from these cards: Get the Reddit app Scan this QR code to download the app now. Business for 2 years Sole prop in my name Income at $40,000 Expenses at $2,000 Credit score is 733 Then I remembered that business cards don't show up on your personal credit and would allow for me to continue gardening for the VX while still working on a SUB. Or check it out in the app stores I was just approved for a Chase Business Unlimited card with a $3,000 limit This is my first card outside of a secured capital one card with a $200 limit. “But SimplyX69, I see people talking about getting it all the time!” This is because banks are not strict about what qualifies as a business. If your personal and business logins are separated, you can add your Sapphire Preferred to In last week of Jan 2023, I got Chase Ink Business Cash. Been thinking of getting a Chase Ink bussiness card for my photography side bussiness I'm thinking of starting. $6k, with major costs include CRM, web hosting, some client travel, etc. Why won’t they talk to me? Will your current bank give you a corporate card? You can apply for business credit cards for your company and personally guarantee them. Yes, best hotel program out there. You’ll have to research it, and it depends on your credit/how many cards you have open. I'm on the search for a list of which Business Credit Cards report to personal credit reports (balances carried). It could mean anything really. EDIT: Approved for Chase Ink Business Unlimited. I personally applied for a business card with $0 income and was approved. Asked for some verification and boom approved for $3000. For example, it could be a straight up decline, maybe they need to verify something like your address or personal details especially if you've never banked with or had any credit cards with Chase before, or maybe their automated approval system couldn't make a decision and they need more time to send it to the underwriting department for a That next card approval will always get you more credit. Or check it out in the app stores Do anyone knows which is the best number to put in annual business revenue in a business credit card application, to get the highest limit possible without getting requested proof of income? Amex gave me 10k on my BBP and Chase gave me 3k on So. Members Online Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries Can i put personal expenses on it to meet the SUB Yes What are the implications None that are known, unless you have an actual business that you got the card for, and were to try writing off personal charges made on your card as business expenses on your taxes (which isn't a 'card implication', but would be a 'tax fraud implication' if you were to do so). r/CreditCards • Chase Ecosystem and the lack of a card with 2% on all other purchases rather than 1. r I think the Ink business cash is one of the best (if not the best) Chase business card out there. The Chase ecosystem works for a lot of people, especially people who also bank with Chase, but it's not for everyone. My business goes through about $400,000 in expenses each year with several purchases being over $5k. I want to get the Chase Business Ink Unlimited, but wondering how soon is too soon to apply? My credit score is 810. My question is has anyone really just treated their business card like a personal card and used it for groceries, gas, dining and all the usual personal spend without any repercussions from Chase? So I'm looking for some advice for applying for two new Chase cards while at 4/24. I Hi, I'm at 4/24, and I'm gearing up to apply for my next card. Apple Credit Card vs Chase Sapphire Preferred comments. I just got the new Ink Premier card in the mail yesterday. But Chase will deny you for an Ink if you’re at 5/24 or above. Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries I'm on the search for a list of which Business Credit Cards report to personal credit reports (balances carried). But again this will depend on if you have other Chase cards and the limits already on those So, first thing to note, your personal cards and business cards go on separate credit reports. if you accidentally or "accidentally" try to write off something that was only personal the IRS will very much care if they catch on. 5% rebate but we have a high credit limit on this card, so we use it for that reason. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to The main draw of the Southwest card is to get the Southwest personal card + business card (typically in November/December), and the sign up bonus on both cards combined is usually enough points to get a companion pass which means someone can fly free with you on your flights for at least a year, almost two years if you time it right. I just created my LLC and opened a Chase Business Checking Account. After applying online, I was told "Your Application is under review, we will inform you in writing". Hello! My business was just approved for Chase Ink Business Unlimited Credit Card, and I would like to share data points in case someone is thinking of applying. Answered questions. My question is has anyone really just treated their business card like a personal card and used it for groceries, gas, dining and all the usual personal spend without any repercussions from Chase? Business cards don’t take advantage of business owners not reporting to personal bureaus is a tremendous help to most business owners. This is my first Chase business card. Maybe the reason your app is in review is because for income they want you to estimate what you think the I have multiple Chase Ink cards most taken for the SUB. The only business cards that count towards 5/24 are those that report as accounts (NOT just the hard pulls associated with account opening) to ones' personal credit. Our goal is to help Redditors get answers to questions Get the Reddit app Scan this QR code to download the app now From what I researched, Chase does like if the “Business” has been up and running for at least a year. If you want it, I think it's worth taking a shot. If it's not there, Chase will want to "chat with you in person" about your business. product change from freedom unlimited > sapphire > freedom unlimited. Currently, chase doesn’t seem to care very much. Members Online • A-terrible-time. Does anybody have experience doing this? Also, how strict do you need to be on business purchases with the card? Chase Ink Pref - 12/1/2023 Approved Chase Ink Business Cash - 1/8/2024 Approved I am nearly done with both of their SUB requirement and I want to apply for another Chase business credit card for United. Any recommendations on the best credit cards for a small but growing professional services business? Monthly billed expenses approx. e. Many owners would have their personal scores tanked if their charge card/credit card balances and limits were factored in on the personal side. I seem to recall the Spark cards hit both. Then on Tuesday application line said 7-10 days (still same status today). This means you actually need to be under 5/24 to be approved . Chase would follow up with some credit limit reductions across my personal cards. Application will always result in a hard pull, usually with Experian and maybe a second bureaus as well. 5% back earned the card to my personal Sapphire and use it as points; similar to how you do with the Freedom Unlimited to the Sapphire. They do require that you are under 5/24 to be approved, except for the Marriott Business. Chase said my account is under review. Amazon. I noticed I used my primary email for my chase accounts vs the one I used for the LLC I registered. Chase Business recon line is 1-800-453-9719 The Chase Ink is a personally secured business card. Not sure if other accounts such as car loans, bank accounts being opened, mortgages, personal loans, ect would apply. In my consulting business, it took several years of building business credit before a bank offered me a corporate credit card Business credit cards . Or check it out in the app stores I just created my LLC, got my EIN, so now I'm opening my business credit card. Or check it out in the app stores Chase Business credit cards . The Business Platinum also has a $10 monthly credit for wireless phone plans. New Chase Sapphire Reserve Card is 38% Heavier—Now Similar to Amex Platinum (3 Generations Pictured) This is our little Romanian corner of Reddit! Members Online. As expected, I can only see the Chase business card when logged in through Chase Business. I`m trying to put my taxes expenses on a credit card. Hello guys. Auto system says 7-10 days, then a person says it’s still being reviewed and give it 1-2 weeks. From what I've read here in posts, I thought that when you apply for the business credit cards, yet, I have applied for the premier (last month) and unlimited (this month), and both times I got a notification my cards: chase freedom, sapphire metal card, amazon visa card, AMEX gold, AMEX blue haven't signed up for a card in the past year, not sure if this info is important but just mentioning Thank you for your time and help. Listed $0 business income lol (which is the truth). I currently have Amex corp plat, gold, green for me and my team, but I mainly use - Chase business premier 2% back and you can use it on travel. I had a big expense the first month so I had to credit cycle (charge I just run a small business with low expenses (>$25k/yr would be on the card). 5/24 rule applies to Chase business cards and can disqualify you from getting one, but opening one doesn’t add to your 5/24 A subreddit for discussing credit cards. Or check it out in the app stores Can I get the free chase business card with the $900 SUB if I don’t own a business? As I understand it I’d be able to combine the UR points? Applying for Business Credit Cards as a sole proprietor with no business history upvotes Request: Any data points with $0 revenue and 0 years in business getting approved? If so, which card(s)? I’m looking to apply for the Wyndham Earner Business card specifically. Definitely want a low or zero annual fee. The biggest difference is that you'll need to have a business In April 2020 Chase criteria for approving BUSINESS card applications became more stringent. I am also keeping my old USBank FlexPerks (originally a NWA) CC. My current cards 5% cash back on I'm somewhat new to the credit card points game, and i always hear people talking about opening business cards as you can do being sole proprietor, doesnt report to personal credit, etc. Or check it out in the app stores You could apply for other business credit cards with other issuers to circumvent 5/24 usually but chase will count chase business cards towards 5/24 as they are aware of them. Definitely worth giving a call. ) I've had this card for nearly 10 years and was looking at the Chase Ink Business Premiere which is a 2% plus 2. Applying for Business Credit Cards as a sole proprietor with no business history Chase Freedom Flex (5% rotating categories and cell phone protection benefit when you pay your cell phone bill with the card) Chase Freedom Unlimited (3% on dinning, 1. Our goal is to The company currently have 2 biz cards for the company and employees for him as the personal guarantee and I want to get a new Business Card to have under my name incase any lines of credit get frozen or limited/reduced when we inform the banks of the personal guarantee's passing - Maybe I am paranoid and incorrect that this could happen and if so, please inform me. Members Online Current Chase Cards: Freedom Unlimited (10/6/2020); Sapphire Preferred (opened 2/20/22); Ink Business Cash (10/19/2022); Freedom Flex (12/8/22) Applied today 2/23/23 and was denied for having too may applications in 12 months and too many recent applications. due to macro factors, etc. they submitted a work order and told me to wait 7 I've heard 3k is the standard limit that Chase gives for applicants with no business credit history so not too surprised about that. This sub-reddit is an english language friendly discussion forum Get the Reddit app Scan this QR code to download the app now From what I researched, Chase does like if the “Business” has been up and running for at least a year. FICO-740 Sole proprietor, 3k revenue, annual income-28k, Chase 4/24. At this time, the only business cards from a major issuer that are known to report as accounts to personal credit are certain (but not all) business cards issued by Capital One. Some business credit cards do report on your personal credit report. Chase Ink Business Unlimited . Especially if you are generally new with chase. It’s as simple as that. (Personal credit is 820) Issue is the card limit is $6000 but the purchase price of the item i want is $6600. I have multiple Chase Ink cards most taken for the SUB. However, im always uncertain as to how fulfill the SUB, lets say for example you tutor online, you qualify as (sole proprietor) but you will never have Get the Reddit app Scan this QR code to download the app now. Please see r/Save3rdPartyApps and this article for more information: https://www. Then, in a month or two for the Southwest Business card via chase. . So I just got a chase business credit card. My last card was the amex platinum and chase ink unlimited on the same day (12/20/21). Consolidate with Navient before Get the Reddit app Scan this QR code to download the app now. I’m sure it’s denied, but I want to talk to a person about actually reconsidering/moving other business credit over to this card. My guess is that there was some abuse taking place and it was an adjustment by Chase. So you could have 4 personal cards and 3 business cards and still have one open 5/24 slot. I see a pretty good offer Curious if anyone has experience with the Chase Business Cash card and/or 10% Anniversary bonuses. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on Get the Reddit app Scan this QR code to download the app now Amex gold, chase business ink, southwest business card (enough to get the companion pass). Business expenses can be literally anything and chase isn’t going to devote hours trying to tell business from personal. That said your personal profile can impact whether you are approved for business cards, especially if your business is new or has low revenue. You would be applying as a sole-prop using your name as the business and SSN. Amazon Business Prime by American Express We'll review your Chase Ink Business Preferred® credit card application and be in touch soon. But again this will depend on if you have other Chase cards and the limits already on those While Chase offers a robust portfolio of consumer credit cards, the issuer also has a suite of business cards tailored to different companies and expenses. For example, I booked a $1,550 stay in NYC this month . Edit: Forgot Amex business plat for travel. Not too happy about that but the whole point of getting the business card was to have a high limit. Chase also issues co-branded Thinking about adding a business credit card to your roster? See how Chase's Ink Business Cash, Ink Business Unlimited, Ink Business Preferred and Ink Business Premier all stack up. frequent my Chase applications are, would applying for the Ink Business Cash/Unlimited come September be a poor choice? Consider applying for personal business credit cards as a sole proprietor. I'm currently at 3/24: CSP/CFF - 03/23 PENFED Pathfinder - 04/23 800's Fico Scores, 92k income, oldest account 15+ years So I'm looking for opinions on what I should do here. They do require that you are under 5/24 to be Who qualifies for a Chase business card? A Chase business card application is very similar to a Chase consumer card application, but there are a few differences. Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual *most business credit cards. I had applied with an EIN number. Wiki at: https://japanfinance. I never had any of my account to go under review. A subreddit for discussing credit cards. Chase 7-10 processing days to approval? I recently applied for a chase card (non 5/24) and didn't get auto approved, and was You can get a business credit card even as a sole proprietor with no business revenue yet. Have worked in multiple levels of different major banks for a long time: if you don’t have any hard cash in checking/savings/money market with chase and you continue to do charge backs/disputes as a purely credit card holder in their system, you will be flagged for abuse because you’re abusing the disputes/claims option built into the card as a cardholder benefit. Applying for Business Credit Cards as a sole proprietor with no business history It depends on the card issuer. I’ve been putting everything on my personal credit card for the points. If you have a legitimate business using a card dedicated for business spending can make filing taxes easier, as all you're deductible transactions are in one Get the Reddit app Scan this QR code to download the app now. Does amex do a soft pull for business cards as well (if I'm only currently a personal customer)? After closing out the application screen tab, I received this email: "We'll review your Chase Ink Business Unlimited credit card application and be in touch soon. American Express offers small business credit cards with a point system. Get the Reddit app Scan this QR code to download the app now Business Credit Cards Recommendations while over Chase 5/24? Card Recommendation Request (Template Used) As the title states, I'm looking for recommendations for business cards while I will wait my Chase 5-24 status to open up • Current cards (open): **- [04/17] SYNC/PayPal $5400 Don't fall for the marketing end of credit cards. I've heard of several data points suggesting that Chase has relaxed 5/24 for Ink card approvals -- one of the staff at Frequent Miler and a few credit card youtubers all got approved while over 5/24 in the last 2 months. I have no business cards at the moment. Or check it out in the app stores TOPICS Everything that codes 5% on Chase Ink Business Cash A subreddit for discussing credit cards. I always hear about how amazing Chase cards are from all of the financial and credit card YouTubers and how great the Chase trifecta is and so on. They do have insane limits though. I would be 7/ r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Apply for the first card: Submit your application for the first card and wait for a decision. How much I spend fluctuates from month to month. I was surprised to find that out: I am self employed, so there is not always a clear line between business and personal. I had a big expense the first month so I had to credit cycle (charge I submitted an application for the Chase Business Ink Preferred about 2 weeks ago now online and got an email saying my application was being processed. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable A subreddit for discussing credit cards. Overhead pretty low, with regular but infrequent dining to meet with clients, minimal travel. The credit union I bank at said that I need to be in business 2 years before they issue a business credit card. Chase (and other issuers but primarily Chase) have cards that are worth keeping but if you only open an Ink every 3 months you'll never get at least Chase's personal cards (IHG, AC, Hyatt, CSP/CSR). 8/30 - Called the business application status line (1-800-453-9719 for anyone that needs it, it’s different than the personal), got the automated ‘you will be notified in 2 weeks’ message, which I’ve read is pretty much a accepted but they might need to verify or need more documents. Downgraded to Chase Ink Cash in Feb'22 Chase Ink Cash - Recd as product change card from the CIP above in Feb'22, so less than 12 months after product change. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. I’m actually getting 6 months of free Disney+ right now because I got an Amex View community ranking In the Top 1% of largest communities on Reddit. Chase Ink Unlimited - Applied and recd in June'22. This was by far the most difficult card application experience I’ve ever dealt with but overall it’s worth it. The dispute team told me they will let the charge stand because I did not save a receipt for the service (that I had purchased 5 months previous). There is a 1/30 rule guideline (1 card every 30 days) for the business cards, so you want to wait until you're at least past that. Be straightforward about the details, of course. BofA doesn’t allow business cards to be added to my Apple Pay wallet, Amex does. Chase Reconsideration line . Capital one spark with limit 2% back. I know my expectations on limit should be low however I was offered only 1100 dollars for my limit. Hi, I’m looking to apply for a chase checking account to help my odds of getting the Chase ink card and all the other business cards down the road. Reply reply For anybody who hasn't started their Marriott journey yet - the general strategy to hit up all the useful cards is to start with the Chase Boundless and Bountiful, get the Amex Business and Brilliant 24 months after receiving the Boundless/Bountiful bonuses. My current cards 5% cash back on Chase is IMHO approving SPs with good business credit, a prior banking and/or investment relationship, and a prior credit relationship. 5% making it less attractive Get the Reddit app Scan this QR code to download the app now. Join us for game discussions, tips and tricks, and all things OSRS! OSRS is the official legacy version of RuneScape, the largest free-to-play MMORPG. If you’re interested in travel points, go with a business credit card affiliated with your favorite hotel chain or airline if you always use the same one. Usually do not carry over monthly Chase Ink card allow a 12 month interest free CC: SO currently have balance CIC - $4k, CL=$10k CIU - $4k, CL=$10k Since these card are interest free for 12 months not sure how a balance on INK biz card impacts the application process for additional business cards? Very true, especially with Chase. 90,000 URP - Chase Ink Business Cash® Credit Card - Acceptance based on Circumstance Question As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. When you apply for a business credit card, you are allowed to list personal income in the income field, and you can use your own name as the business name if you are a sole proprietor. The Barclays Wyndham Business card also If you own a business, get the Chase Ink Business Cash. ADMIN MOD Chase credit card application says 'In Review' Find out why we're A subreddit for discussing credit cards. The main draw of the Southwest card is to get the Southwest personal card + business card (typically in November/December), and the sign up bonus on both cards combined is usually enough points to get a companion pass which means someone can fly free with you on your flights for at least a year, almost two years if you time it right. Good SUB for Chase business cards. I escalated all the way up the chain at my local branch, who pleaded to the management teams with limited success. That's my personal experience. But realize it would make accounting easier if I got a business card. Or check it out in the app stores R/churning recommends 3 months between chase business ink cards as a safe velocity. r/AusFinance. Chase Sapphire 7-10 days review! Please help! Help Needed Hello folks! I applied for chase sapphire, at the end the Get the Reddit app Scan this QR code to download the app now. Chase Business switched a new credit scoring model in March (I linked to it then) and their basis is FICO Bankcard Score 2 for their Business credit applications, which has nothing to do with how Chase scores personal credit applications (I bank with Chase Business, and hold multiple Ink cards as well - I actually reviewed my Chase Business Yes, best hotel program out there. I I recently got approved for chase business ink cash card. Pick the cards that maximize the value of your spending. Or check it out in the app stores Currently have no Credit card debt, ~750 credit and the following cards (AMEX platinum, PNC cash rewards, and MilitarySTAR). Neither do I have a business account with Chase nor do I want one. It is the best credit card for expense cash back! If you don't own a business, then go for Chase Ink Unlimited since they have 1. But I have a long history with Chase and have many CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. ADMIN MOD Chase credit card application says 'In Review' Find out why we're . You are no more or less likely to face audit for simply having the account. I want my next two cards to be business cards but I'm wondering if I should do Amex or chase first. My question is because of how 1. First Business card ever so happy to get approved. To add to this it is generally fine to mix expenses on the credit card* you just need to keep them separate for tax purposes. I got approved for my chase Ink card because I want to start building my business credit while knocking out a large purchase for my business. Known as the Ink Business family, these credit cards earn either A subreddit for discussing credit cards. No verification was needed and no calls to recon were made. I used different Chase personal and Ink business cards to get max points based on the purchase , so say 2. So instead of getting 5 personal Chase cards, you can get 8-9 in the first two years. If you have a legitimate business using a card dedicated for business spending can make filing taxes easier, as all you're deductible transactions are in one When I applied for my first business card the Chase Ink Cash (Aug 2021), I applied as sole proprietor for “Computer service” , and got denied. I cost me 83,000 points. I am looking into business credit cards and have been comparing getting the Chase Ink Unlimited and Amex Business Platinum cards or the Chase Ink Unlimited, Amex Business Platinum, and BoA Business Travel Advantage MasterCard. 9k limit Wells Fargo Propel: 3. It is good for paying internet/cable and phone bills (5x UR), I signed up for the Chase Ink Business Cash card a few years ago and hit the bonus at that Get the Reddit app Scan this QR code to download the app now. For the CIP, I didn't expect to get a high enough limit as my last 3 business cards only offered $5k limits. I had to go to a chase branch to get my business card, because they want so much proof of documentation. 1. Or check it out in the app stores applying for a Chase business card requires you to be under 5/24, but the card, once approved, doesn’t count toward your 5/24 status What is the probability of getting a solid approval for Business Credit Cards? comments. Chase Business cards do not count towards your 5/24. I opened 6 Get the Reddit app Scan this QR code to download the app now. A good tip to get into Chase would be to open a Checking/Savings account with them, reroute your direct deposits there, use the account as your primary for a while (like 6 months - 1 year), and then apply for a beginner no-annual fee card Today my Chase Business Relationship manager told me I could transfer the 2-2. I’m wondering if for the sole purpose of the welcome offer if the business preferred is the route to go as I would get 100,000 chase points instead of 75,000 with the business unlimited - if I can hit the spending requirement of 8,000 in 3 months. 5% cashback spread for all categories (while Ink Cash focuses heavily on certain expense categories) I got myself 4 Chase Ink Business Cash I plan to apply to the CIC since i'm going to start a business soon and plan to use the card for the business related expenses. Overall, for personal credit cards, I am 3/24. However, im always uncertain as to how fulfill the SUB, lets say for example you tutor online, you qualify as (sole proprietor) but you will never have expenses to meet the 6k on 3months or As I understand, Inks dont count towards 5/24 since theyre business cards and Chase doesnt report business cards to personal credit reports. ) Request: Any data points with $0 revenue and 0 years in business getting approved? If so, which card(s)? I’m looking to apply for the Wyndham Earner Business card specifically. even the chase One executive card. The two current UR business cards have benefits and categories not found on any other Chase UR cards. I was confused because I have excellent credit (830+/-) and a long standing with Chase and their credit cards. Also expenses like gas, food, and maybe even a hotel if needed for bussiness work. about their $200 instant cash bonus upon approval, and about how they are miles ahead of Amex and Chase and any other business credit card companies many times Ps Divvy reports to all Get the Reddit app Scan this QR code to download the app now Business Credit Cards Recommendations while over Chase 5/24? Card Recommendation Request (Template Used) As the title states, I'm looking for recommendations for business cards while I will wait my Chase 5-24 status to open up • Current cards (open): **- [04/17] SYNC/PayPal $5400 Yes, you can get all of the different Ink products. Putting spend in a business credit card does not automatically put those charges as The best business credit cards offer initial bonuses worth $1,000+, ongoing rewards equal to 5% back or more in some cases, free employee cards and other helpful perks. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable Chase Ink card allow a 12 month interest free CC: SO currently have balance CIC - $4k, CL=$10k CIU - $4k, CL=$10k Since these card are interest free for 12 months not sure how a balance on INK biz card impacts the application process for additional business cards? My business recently got approved for a chase ink credit card (2 months ago). I, like you, would prefer to avoid multiple credit cards and was planning on just 1 Amex and then 1 primary travel Visa (CSR). com", I know some threads and posts will pop up We use two business credit cards, Chase Ink for our everyday purchases and American Express (Gold) charge card for our shipping charges. CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. All Chase INK products are business cards. The kicker is that that don’t count against your 5/24. Notably, these business credit card offers appear to be showing up only when users are logged in to their personal Chase accounts (not personal/business combined accounts)” We’ll review your Ink Cash Business Credit card application and be in touch soon. I was applying for a Southwest card online and unfortunately I didn't receive an instant approval. Do I really need a business credit card if I only have 2-3 travel charges a year? upvote Hi, I'm 22 and have recently really gotten into personal finance and really understanding and maximizing credit cards as I'm getting ready to graduate and move out of my parents house. The Chase Ink card has no annual fee. Look at your bank statements and current credit card statements to find your natural spending categories. CSR, Blue Business Plus (the 2* points one makes it basically a Venture X without the travel benefits), the Chase *Same page link returns to footnote reference Terms and Conditions. This could change in the future, but currently they’re just happy with you swiping their card. I should easily justify the annual fee for the Chase card. Doesn’t seem like the perks in the Plat justify the cost don’t get me wrong, concierge service, lounges, gold status is awesome, but there’s obviously crossover benefits between the Chase and AMEX card. Why Chase Business cards? They don't add to 5/24. jwolhqkwofvrcsfvinmekjyqisqvampemayysdpkfwivqpqgmdonxmp
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